You can choose one of the 3 private health insurance plans with international coverage, with one of the following coverage packages:
Your insurance cover can incorporate:
This insurance covers both companies, and individuals (under 65 years old). The payment system is flexible - it can be either monthly, quarterly, biannually or annually.
The private health insurance with international coverage offered by MediHelp and LAMP INSURANCE, guarantees its members access to premium healthcare services all over the world.
For any inquries, a dedicated person will be available to provide you with any information you might need and as soon as you need it.
The insurance costs can vary, depending on the benefits package chosen.
Now you can relax knowing your healthcare is in safe hands, leaving you free to enjoy life to the full. We have the perfect solution for all your healthcare needs!
Select plan:
Overall maximum limit
500,000 Euro
500,000 Euro
1,200,000 Euro
2,500,000 Euro
3,000,000 Euro
Area of Coverage
Europe
Europe (optional Europe + Israel)
Europe (optional Europe + Israel)
Worldwide (according to the elected country)
Worldwide Excluding USA/ Worldwide
Deductible
€ 0 / € 75 / € 150
€ 0 / € 75 / € 150
€ 0 / € 75 / € 250 / € 500 / € 1.000 / € 2.500 / € 4.500
Travel outside the specified Geographic Area
€ 30.000 (max. 30 days / policy year)
€ 30.000 (max. 30 days / policy year)
(max. 45 days / policy year)
INPATIENT & DAYCARE
Info
1
Ambulance services
In Full
In Full
In Full
In Full
In Full
2
Hospitalization Costs (standard single room)
In Full
In Full
In Full
In Full
In Full
3
Diagnostic procedures, CT, MRI and PET scans and Treatment
30,000 Euros
In Full
In Full
In Full
In Full
4
Surgical fees (including anaesthesia and theatre charges - operating room)
In Full
Max. € 30.000
In Full
In Full
In Full
5
Intensive care unit accommodation, specialist fees, physician, therapist fees and nursing fees
In Full
In Full
In Full
In Full
In Full
We will pay for the surgeon, anesthetist and assistant's fees both in surgery and immediately before or after surgery, on the same day. We will pay for surgeon's consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.
6
Medicines, drugs and dressing
In Full
In Full
In Full
In Full
In Full
7
If the Insured Person is a child aged under 16 - overnight accommodation for one parent
In Full
In Full
In Full
In Full
In Full
8
Day-care surgery
In Full
In Full
In Full
In Full
In Full
9
Post-Hospitalisation Treatment received on an Outpatient basis
NA
In Full
In Full
In Full (up to 3 months per Insured Event)
In Full
10
Chronic Conditions
NA
€ 1.000
€ 1.000
In Full first onset and €25.000 ongoing management
In Full (up to 60 days)
11
Psychiatric treatment
Not covered
Not covered
Not covered
In Full
12
Organ Transplant
NA
€ 250.000 / lifetime
€ 250.000 / lifetime
€ 250.000 / lifetime
2,500 Euros
13
Tissue Transplant
NA
€ 25.000 / lifetime
€ 25.000 / lifetime
€ 250.000 / lifetime
20,000 Euros
14
In-Patient Hospital Cash Benefit
1,000 Euros
€ 100 per day (up to 10 Days)
€ 100 per day (up to 10 Days)
€ 50 per day (up to € 1000)
In Full (up to 30 days after hospitali-sation)
We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.
15
Rehabilitation
Not covered
Not covered
€ 2.000
Up to € 10.000
150 Euros per night
16
Nursing at Home
In Full (only up to 60 days after birth)
€ 1.000
€ 5.000
€ 3.000
In Full (only up to 90 days after birth)
We will pay for the treatment of congenital and/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth whether diagnosed at the time or not. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family. After the specified days, the newborn will be subject to underwriting.
Maternity care (one year waiting period)
Info
17
Pre and Post-natal examinations by a Physician
Not covered
Not covered
Companies only: € 2,500 and 20% co-pay
Up to € 8.000
50,000 Euros
18
Costs of Normal Childbirth or Emergency Caesarean
Not covered
Not covered
Companies only: € 2,500 and 20% co-pay
Up to € 8.000
50,000 Euros
19
Home Delivery
Not covered
Not covered
Companies only: € 2,500 and 20% co-pay
Up to € 8.000
50,000 Euros
20
New-born Child benefit
NA
Not covered
Companies only: € 37.500 (up to 14 Days)
In Full (up to 21 Days)
6,000 Euros
21
Complications of Pregnancy
NA
Not covered
Up to Policy Limits, if Maternity has been selected
In Full
6,000 Euros
Cancer cover
Info
22
Specialist and Consultant fees
In Full
In Full
In Full
In Full
In Full
23
Diagnostic tests and scans
In Full
In Full
In Full
In Full
In Full
24
Surgery (including reconstructive surgery)
In Full
In Full
In Full
In Full
In Full
25
Radiotherapy and Chemeotherapy
In Full
In Full
In Full
In Full
In Full
26
Palliative and Hospice care
Not covered
Not covered
Not covered
€ 25.000
6,000 Euros
27
Hospice and cash Benefit
NA
Not covered
Not covered
€ 50 per day (up to € 5000)
Within 6,000 Euro limit (up to 30 visits)
28
Cancer drugs
In Full (only in-patient)
In Full only during hospitalization
In Full during hospitalization + out-patient benefit
In Full
In Full
OUTPATIENT COVER
Info
29
Physicians/Specialist/Consultant fees, Surgical Treatment, Prescription Drugs and Dressings
Not covered
Not covered
€ 1.000
Up to € 3.000
In Full (in-patient)
45,000 Euros (out-patient)
30
Diagnostic tests, Laboratory, X-Ray fees, medical scanning and imagery services
In Full
Not covered
€ 2.000
Up to € 3.000
In Full
31
Physiotherapy
NA
Not covered
€ 1.800
Up to € 500
1.800 Euros
Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and post-natal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home.
32
Health Screening and vaccinations
NA
Not covered
Not covered
Up to € 350
350 Euros per night
33
Emergency Dental treatment
NA
Not covered
Not covered
In Full for accident trauma
In Full
This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and/or baby is under threat.
34
Emergency Out-Patient treatment
NA
€ 500
€ 12.000
In Full
100,000 Euros
35
Oncology and Cancer Treatment
NA
Not covered
€ 12.000
In Full
1,000 Euros
Medical transfer benefits
Info
36
Emergency Medical Transfer and Evacuation
In Full
Not covered
€ 25.000
In Full
In Full
37
Repatriation of Remains
In Full
Not covered
€ 25.000
In Full
In Full
38
Accompanying relative or friend repatriation costs
NA
Not covered
Not covered
Up to € 750
In Full
In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need. We will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country/country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person’s overnight accommodation up to EUR 50 each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.
39
Benefits following Death
NA
Not covered
Not covered
Up to € 750
In Full
OPTIONAL BENEFITS
Info
40
Routine Health Check
NA
Not aplicable
€ 100
Not aplicable
750 Euros
41
Coverage in Israel
NA
Increase of the premium by 10%; co-payment 10%; not more than € 500
Increase of the premium by 10%; co-payment 10%; not more than € 500
Not aplicable
350 Euros